N/A Homes under $400,000

Welcome to the charming neighborhoods of North Carolina, where the allure of Southern living meets affordability! If you're searching for a home under $400,000, you’ll discover a treasure trove of options that perfectly blend comfort, style, and value.

In this vibrant state, you’ll find an array of homes that cater to diverse tastes and lifestyles. From cozy bungalows to modern townhomes, the real estate market here offers something for everyone. Imagine stepping into a beautifully designed space that reflects your personal style, all while staying within your budget. Many homes feature inviting open floor plans, spacious backyards, and modern amenities that make everyday living a joy.

Beyond the homes themselves, North Carolina boasts a rich tapestry of culture and community. Picture yourself enjoying leisurely weekends at local parks, exploring quaint shops, or savoring delicious cuisine at nearby restaurants. The friendly atmosphere and strong sense of community make it an ideal place to settle down and raise a family or enjoy a peaceful retirement.

With a variety of neighborhoods to choose from, you can find the perfect spot that suits your needs, whether you prefer a bustling urban environment or a serene suburban retreat. The affordability of homes under $400,000 allows you to invest in your dream lifestyle without compromising on quality or comfort.

Discover the charm and warmth of North Carolina living—your dream home awaits just around the corner! Let us guide you through the exciting journey of finding your perfect home in this beautiful state.

Newest N/A Homes under $400,000

$264,000

3 Beds ⋅ 2 Baths ⋅ 100608727 MLS

Looking for a charming, well-maintained country home? This 3-bedroom, 2-bath sits on 1.57 acres and offers a spacious deck with views of the fenced backyard. Each bedroom has plenty of closet space. The primary bath features a jetted tub, shower, and direct access to the laundry room. The kitchen, with its cozy breakfast nook and generous storage, flows into the formal dining area at the front of the house. The large open living area, complete with a wood-burning fireplace, creates a warm, inviting atmosphere perfect for gatherings. Storage shed in the back yard. Recent updates like a new HVAC, roof, and fresh paint throughout. Take in the scenery from the front porch or back deck, all just minutes from the VA line and nearby counties.

9 Muddy Cross Rd, Hobbsville

Listing courtesy of Listing Agent: Ashley Parker () from Listing Office: RE/MAX Country to Coast.

$199,900

3 Beds ⋅ 3 Baths ⋅ 100608633 MLS

Welcome to Sunbury, NC, just minutes from downtown Suffolk, VA, and an easy commute to Elizabeth City and all other points. This 3-bedroom, 2.5-bathroom single-family home sits on a spacious 1-acre lot. The property also features a detached garage. The property is being sold as is.

329 Nc Highway 32, Sunbury

Listing courtesy of Listing Agent: Gilbert Jenkins () from Listing Office: KBL Companies, LLC.

$199,900

2 Baths ⋅ 100608583 MLS

Welcome to 217 Boush St, a 3-bedroom, 2-bath stately home built in 1918 and full of character that new construction can't match. A wraparound porch sets the tone, with plenty of room for rocking chairs, swings and evening breezes. The main foyer greets you as you enter with massive French doors leading to a formal living room made for gathering and entertaining. Stained glass windows adorn the staircase which fills the home with colorful light, and a tankless water heater adds modern efficiency. The large, deep lot offers room for gardens, a workshop, or outdoor entertaining. Come see this piece of Roper history for yourself.

217 Boush St, Roper

Listing courtesy of Listing Agent: Mary Barnes () from Listing Office: Riverfront Realty Of Eastern Nc, LLC.

$259,000

3 Beds ⋅ 3 Baths ⋅ 100607336 MLS

Charming farmhouse on a 1.4 acre lot. House has some deferred maintainence but with a little work could really shine again. Must be seen to be appreciated, as it sits on a beautiful lot with lots of country charm. It has replacement windows and a newer water heater . The first floor has a large eat in kitchen, bedroom, formal living room, dining room, den, office, utility room and 1.5 bathrooms . Upstairs there are 2 bedrooms and a full bathroom. There is central cooling downstairs but only baseboard heat upstairs . Home being sold ''as is''

1143 Doublebridge Rd, Elizabeth City

Listing courtesy of Listing Agent: Brooke Mora () from Listing Office: A Better Way Realty, Inc..

$90,000

1 Baths ⋅ 100607214 MLS

Beautiful older Home on Main Street Kelford with all the charm of yesteryear ready for you to make it yours, the house is in the process of being cleaned, but I have included the pictures as I found this property with the charm and character of days gone by.

303 S Main St, Kelford

Listing courtesy of Listing Agent: Carroll White () from Listing Office: Century 21 Land and Home Realty, LLC.

$287,000

3 Beds ⋅ 2 Baths ⋅ 100606733 MLS

Located in the heart of Shiloh, this property combines residential use and a long-term commercial lease in one unique package. This 3-bedroom, 2-full-bath brick ranch offers an opportunity to own a well-positioned property with both residential and commercial income potential. The home is currently being used as a residential rental and with a little TLC to bring it back to it's fullest potential could provide an investor or owner looking to expand their portfolio with a steady income stream. The property also features an active post office located on the lot, which is currently leased through 2030. This existing lease provides an additional component of income and makes this property especially interesting for investors seeking diversified rental potential. Whether you're an experienced investor or looking for an opportunity with multiple income-producing components, this property is worth a closer look!

930 Hwy 343 S, Shiloh

Listing courtesy of Listing Agent: Jennifer Berry () from Listing Office: Taylor Mueller Realty, Inc..

$59,900

3 Beds ⋅ 2 Baths ⋅ 100606271 MLS

Opportunity awaits with this spacious two-story home full of potential and ready for its next chapter! A covered front porch welcomes you and offers the perfect spot to relax and enjoy the outdoors. While the home is in need of updating and renovation, it provides a wonderful opportunity for buyers with a vision to restore its charm and make it their own. The two-story layout offers plenty of possibilities for creating comfortable and inviting living spaces while bringing new life to the home's original character. Whether you're searching for a renovation project, investment opportunity, or a home to transform into something truly special, this property has the potential to become a beautiful home once restored. Bring your ideas and imagine the possibilities!

307 E Broad St, Elizabeth City

Listing courtesy of Listing Agent: Becky Wilder () from Listing Office: Welcome Home Realty NC.

$234,900

3 Beds ⋅ 2 Baths ⋅ 100605514 MLS

Beautiful well maintained 3 bedroom 2 bath home!! Conveniently located near shopping, dining, and just minutes from Seymore Johnson Air Force Base. Additional .33 -acre parcel behind home included, bringing the total acreage to approximately .79 acres. Great opportunity with plenty of land!!

1704 N Berkeley Blvd, Goldsboro

Listing courtesy of Listing Agent: Carmela Alonzo () from Listing Office: PADP Realty Corp.

$215,000

3 Beds ⋅ 2 Baths ⋅ 100605213 MLS

Great addition to investment portfolio or first time home buyer. Close to ECSU!

1200 Southern Ave, Elizabeth City

Listing courtesy of Listing Agent: Samuel Davis () from Listing Office: Sam Davis & Associates Realty.

$155,000

2 Beds ⋅ 1 Baths ⋅ 100604806 MLS

Small-town living with room to make it your own! Located within the town limits of Columbia, this 2-bedroom, 1-bath home offers a practical layout with more space than you might expect. The eat-in kitchen provides plenty of cabinetry and counter space, along with an adjoining area perfect for a dining table. Outside, you'll find a fenced yard and a detached storage building with power, offering extra space for storage, hobbies, or projects. Enjoy the convenience of being close to everything the town of Columbia has to offer while still being less than an hour from the Outer Banks. Whether you're a first-time buyer, looking to downsize, or searching for an investment property, this home offers an affordable opportunity to make a place your own.

601 Howard St, Columbia

Listing courtesy of Listing Agent: Megan Mclaughlin () from Listing Office: Jones Realty.

$262,000

2 Beds ⋅ 3 Baths ⋅ 100604596 MLS

This home in the heart of Windsor is a must see! Built in 1948 it boasts beautiful original hardwood floors on the first and second floor. The screen porch sitting atop a nice high lot is the perfect place to relax. A 3-car carport coupled with a garage/workshop gives a blank slate for your imagination. This house would be a great place for you to call home!

105 W Camden St, Windsor

Listing courtesy of Listing Agent: Brent L Glover () from Listing Office: SECU*RE INC.

$350,000

3 Beds ⋅ 2 Baths ⋅ 100603998 MLS

Homesteading is gaining popularity again! Here's a 5.29 parcel with a 3BR/2BA home in Chowan County waiting for you. This home features an Eat-in-kitchen with island and lots of cabinet space. Split floor plan. Primary bedroom has walk-in closet. Primary bathroom has double sinks and separate tub and shower areas. New flooring in some areas of the home. Backyard has a large shed with power already established and a fenced in area.

825 Yeopim Rd, Edenton

Listing courtesy of Listing Agent: Jennifer Berry () from Listing Office: Taylor Mueller Realty, Inc..

Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.